Account Type

Minimum Deposit

APR

APY

Smart Share

$5.00

0.50%

0.50%

Smart Budget

--

0.50%

0.50%

Smart Earner

$1500.00

0.50%

0.50%

Holiday Club

--

0.75%

0.75%

IRA

--

1.50%

1.51%

Roth IRA

--

1.50%

1.51%

Educational IRA

--

1.50%

1.51%

6 Month Certificate

$1,000.00

1.14%

1.15%

12 Month Certificate

$1,000.00

1.39%

1.40%

12 Month Jumbo Certificate

$100,000.00

+ 0.25% Regular Rate

18 Month Certificate

$1,000.00

1.49%

1.50%

24 Month Certificate

$1,000.00

1.74%

1.75%

24 Month Jumbo Certificate

$100,000.00

+ 0.25% Regular Rate

36 Month Certificate

$1,000.00

2.03%

2.05%

36 Month Jumbo Certificate

$100,000.00

+ 0.25% Regular Rate

NEW  Smart Multi Certificate - 12 Month
(can make additional deposit)

$1000.00

1.39%

1.40%