|
Account Type |
Minimum Deposit |
APR |
APY |
|
Smart Share |
$5.00 |
0.25% |
0.25% |
|
Smart Budget |
-- |
0.25% |
0.25% |
|
Smart Earner |
$1500.00 |
0.25% |
0.25% |
|
Holiday Club |
-- |
0.40% |
0.40% |
|
IRA |
-- |
0.75% |
0.75% |
|
Roth IRA |
-- |
0.75% |
0.75% |
|
Educational IRA |
-- |
0.75% |
0.75% |
|
6 Month Certificate |
$1,000.00 |
0.45% |
0.45% |
|
12 Month Certificate |
$1,000.00 |
0.50% |
0.50% |
|
12 Month Jumbo Certificate |
$100,000.00 |
+ 0.25% Regular Rate |
|
|
18 Month Certificate |
$1,000.00 |
0.60% |
0.60% |
|
24 Month Certificate |
$1,000.00 |
0.75% |
0.75% |
|
24 Month Jumbo Certificate |
$100,000.00 |
+ 0.25% Regular Rate |
|
|
36 Month Certificate |
$1,000.00 |
1.15% |
1.15% |
|
36 Month Jumbo Certificate |
$100,000.00 |
+ 0.25% Regular Rate |
|
|
NEW Smart Multi Certificate - 12 Month |
$1000.00 |
0.50% |
0.50% |




