Account Type

Minimum Deposit

APR

APY

Smart Share

$5.00

0.25%

0.25%

Smart Budget

--

0.25%

0.25%

Smart Earner

$1500.00

0.25%

0.25%

Holiday Club

--

0.40%

0.40%

IRA

--

0.75%

0.75%

Roth IRA

--

0.75%

0.75%

Educational IRA

--

0.75%

0.75%

6 Month Certificate

$1,000.00

0.45%

0.45%

12 Month Certificate

$1,000.00

0.50%

0.50%

12 Month Jumbo Certificate

$100,000.00

+ 0.25% Regular Rate

18 Month Certificate

$1,000.00

0.60%

0.60%

24 Month Certificate

$1,000.00

0.75%

0.75%

24 Month Jumbo Certificate

$100,000.00

+ 0.25% Regular Rate

36 Month Certificate

$1,000.00

1.15%

1.15%

36 Month Jumbo Certificate

$100,000.00

+ 0.25% Regular Rate

NEW  Smart Multi Certificate - 12 Month
(can make additional deposit)

$1000.00

0.50%

0.50%