Loan Product

APR Rate Range*

Variable Rate

Term

All New Vehicles, New Boats & New RVs
(2008-2011 Models) 

2.85% - 18.00%

--
--

up to 72 mos.
84 mos.

All Used Vehicles, Used Boats & Wave Runners, Used RVs, New Cycles
(2007 & Older Models)

3.50% - 18.00%

--

up to 72 mos.

Unsecured loans:
Signature, Line of Credit,
Co-maker/signer

10.00% - 18.00%

--

Up to 60 Months

Loans secured by Collateral:
Farm equipment, Used Cycles,
ATVs

6.99% - 14.75%

--

Up to 60 Months

VISA Credit Card

8.00% - 15.00%

--

Revolving

First Mortgage

5.60% - 5.85%

--

Fixed

Second Mortgage
Closed end fixed rates

6.00% - 15.25%
6.50% - 15.50%

--

5 year
7 year

Balloon Mortgage Loan
Payments can be amortized over 30 yrs on the Balloon Mortgage loans only.

5.60% - 5.75%

5.70% - 5.85 %

--

5 years or less
10 years

Loan Product

APR Rate Range*

Variable Rate

Term

Home Equity Line of Credit
80% loan to value minus first mortgage

--

1.0% above current bank prime rate. Call for current rate.

up to 180 mos.

Loans Secured by Shares

2% above the share rate

Loans Secured by Share Certificate

2% above the share certificate rate