Account Rates
Share Certificate Rates
Rates effective 3/31/2025
| Terms Offered | Minimum Opening Deposit | Annual Percentage Rate | Annual Percentage Yield |
| 6 Month | $1,000 and Above | 0.50% | 0.50% |
| 1 Year | $1,000 and Above | 0.75% | 0.75% |
| 12 Month Smart Multi Certificate of Deposit | $1,000 and Above | 0.75% | 0.75% |
| 2 Years | $1,000 and Above | 0.85% | 0.85% |
| 3 Years | $1,000 and Above | 1.25% | 1.26% |
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Early Withdrawal Penalty: 3 Months Dividends. Fees could reduce earnings on the account. Your savings federally insured to $250,000. National Credit Union Administration, a U.S. Government Agency. |
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Other Investment Rates
Rates effective 3/31/2025
| Terms Offered | Minimum Opening Deposit | Annual Percentage Rate | Annual Percentage Yield |
| IRA: Traditional, Roth, SEP, EDucation Coverdale | $0.00 active member | 0.75% | 0.75% |
| Regular Share Account | $5.00 | 0.10% | 0.10% |
| Holiday Club Account | $0.00 active member | 0.15% | 0.15% |
| Vacation Club Account | $0.00 active member | 0.15% | 0.15% |
| Smart Earner Minimum balance $1500.00 if balance fall below monthly service charge $10.00. No per check charge. Free checks. |
$1,500 | 0.15% | 0.15% |
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Your savings federally insured to $250,000. National Credit Union Administration, a U.S. Government Agency. Regular, Share, Club, and IRA accounts: Dividends paid from date of deposit to date of withdrawal. Limit withdrawals may apply, fees could reduce earnings on the account. All IRA transactions are regulated by the Internal Revenue Service. A member should consult their personal tax accountant before conducting any type of IRA transactions concerning income tax deductibility and taxable income consequences. Rates are variable and are subject to change after the account is opened. |
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  Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Govt. Agency.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.  |