Loan Rates
Quick Loan Calculator ι Loan Calculator (Payments/Interest) ι Debt Ratio Calculator
Consumer Loan Rates
Rates effective 3/31/2025
| Product | Term | Annual Percentage Rate (APR) % |
| Auto/Secured | 36 Month | As low as 5.45% |
| Auto/Secured | 48 Month | As low as 5.50% |
| Auto/Secured | 60 Month | As low as 5.75% |
| Auto/Secured | 75 Month | As low as 5.85% |
| Auto/Secured | 84 Month | As low as 5.85% |
| Personal | Up to 60 Month | As low as 7.99% |
| Visa Credit Card | Variable | As low as 8.00% |
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*Exclusions May Apply* APR= Annual Percentage Rate. This rate schedule states rates applicable to specified accounts. Variable rate accounts. All rates are subject to change. Auto/Secured Rates are based on credit worthiness and age of collateral. For more information, contact the loan department. Rates for this product are as low as stated. Rate is based on an evaluation of an applicants credit. Rate is also based on the selected term and loan to value for vehicle loans. An evaluation of applicant credit determines the total amount financed, term and whether the MSRP or Factory Invoice is used the new vehicle values. Values are determined from either MSRP or Factory Invoice for new vehicles and NADA book value for used vehicles. Your rate and total amount financed may vary from the stated rate and maximum financing. |
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Mortgage Loans
Foothills Federal Credit Union offers mortgage loans to assist our members with Home Purchase, Mobile Home with land, Refinancing, Land/Lot, and Home Improvement loans. We offer First Mortgage, Second Mortgage and Home Equity Line of Credits.Loan terms are personalized to the type of loan, collateral and credit worthiness, and ranges from 5 to 20 years.
For current rates and closing cost call 865-458-4347 and ask for Debbie Farmer, MLO# 1195722 .
  Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Govt. Agency.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.  |